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Our fee is a small percentage of the amount we save you. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Just having objective third party intervention can set the tone for amiable resolution. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Our proven track record in the past eight years has been 50% to 90% reductions. We guarantee results or you pay us nothing. Settle debts for pennies on the dollar. let us intervene and negotiate reduction of your business debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. 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